Meet the Team
Carl Melvin – Managing Director
Carl is a multi award winning financial planner, and is one of an elite group of financial advisers to hold both the Certified Financial Planner licence and the Chartered Financial Planner designation. His primary role is to provide clients with advice and personal service on financial planning issues. He has over 27 years professional experience as a financial planner and holds a 1st class honours degree in Financial Planning and a Masters degree with merit in Financial Planning
Fiona Brown – Senior Client Service Administrator
Fiona deals with our client service & portfolio administration. She has many years experience in financial administration having worked for financial planning businesses in London & Hampshire before returning to Scotland.
Gemma Dennis – Outsourced Client Service Administrator
Gemma has been working in the financial services sector since 2000, the last 6 years as an outsourced administrator. Gemma’s responsibilities range from general administration and client management to working with third parties to ensure all appropriate and relevant data and information is available to enable us to carry out research, analysis and to make recommendations for clients. In addition, Gemma works with the paraplanning team to implement investment strategies.
Richard Allum CFP – Outsourced Paraplanner
Richard is our senior technical Paraplanner and supports Carl in high level technical analysis and complex planning issues.Richard is a leading advocate for paraplanning in the UK and is a Certified Financial Planner with a lifelong interest in technology and cash-flow forecasting.
Kim Bendall CFP,FPFS – Outsourced Paraplanner
Kim is our Paraplanner and assists Carl with detailed investment analysis and financial plan construction, as well as client report writing. Kim holds both the Certified Financial Planner and Accredited Paraplanner status from the Institute of Financial Planning, as well as being a Fellow of the Personal Finance Society.
Following a career in accountancy, Kim joined the financial services industry in 2000. Since then she has worked as both an independent financial adviser and a paraplanner. Kim was named “Paraplanner of the Year” in the 2013 Professional Adviser Awards
Zoey Moorhouse – Financial Administrator
Zoey is our outsourced financial administrator and deals with our financial reconciliation requirements. She provides management accounting support to the Managing Director and also manages our regulatory reporting.
Zoey is a qualified accountant and previously worked as the financial controller of a large financial advisory firm. She is an expert in the financial management requirements of regulated financial planning firms.