Carl met our needs extremely well. I have no hesitation in recommending him.

Carl was professional and forthright in his views with respect to the advice given. It was completely impartial and without any conflict of interest, which was much appreciated.

I do not believe that Carl could have done anything else as he addressed all my queries fully. Going forward I would have no issues with using Carl for my financial planning entering retirement.

Carl went into great detail on what our needs and goals were and as such all his advice has been linked directly to our requirements.

Carl understood immediately my needs, and explained very clearly and concisely recommendations to what to do, simply Carl made it very easy for me to come to decisions.

Good communication. Very knowledgeable and adapts to changing circumstances. Always has time.

Working with Carl at Affluent FP has been one of the best decisions we've ever made. His knowledge of matters we've found confusing is extensive and he immediately put us at ease. Fifteen years on, his service still puts a smile on our faces.

Gives his advice in a straightforward trustworthy fashion!Puts one at ease- no apparent condescension!Provides opportunities for discussion quite readily and never gives the impression that one is taking up too much time.

Carl is very knowledgeable and attentive to our needs. He takes time to explain everything fully, and nothing seems too much trouble. He made what is a stressful situation very comfortable, and his advice has proved spot on. I cannot recommend him highly enough.

I have recently had a lifestyle financial forecast which proved very valuable as now I can plan to retire early, and to return to University to study my chosen subject. This financial forecast has therefore given me confidence in giving up my job to become a full-time student with the knowledge that I will be financially independent and do not need to worry about the financial future.

Very approachable and takes time to know his clients well and to foster a good interpersonal relationship. Offers prompt response to any specific issues or questions which arise. Annual review is always thorough and comprehensive and takes time to explain proposals and their implications.

I have been a client for nearly 20 years, and through that period Carl has provided dependable and sensible advice which has resulted in us making some very good investments and steadily building up our capital. Most importantly Carl is trustworthy and professional with his customer's interests at the heart of is business.