How we get paid

We are a fee based financial planning practice, and this means that clients pay fees for our services.

Your initial meeting with us is at our expense and you are under no obligation to use our services. The purpose of the initial meeting is to discuss your requirements, to outline how we can help you and for you to decide whether we are the right adviser for you. If we decide to work together, we will agree the advice and services you require and outline our fees. We operate a fixed fee agreement so that you know the cost of our services before we undertake work on your behalf.

Where you decide to engage our services, you will be required to pay an initial engagement/planning fee as outlined in our Client Agreement. Should you instruct us to arrange investments or insurance plans on your behalf, implementation fees will be payable. You may elect to pay us by commission rather than personal fee payment for the implementation of non investment insurance plans. A fee will be payable for the provision of ongoing services.

Full details can be found in our Client Agreement – Part 2 – Services & Charges document, which will be provided to you before you choose to use our services.