The Government have imposed new rules on property investors. An additional 3% stamp duty, removal of the wear and tear allowance, restrictions on offsetting mortgage interest against your income tax on profits, all result in property

The Pension Freedoms allow the beneficiary to receive an income from the inherited pension fund using death benefit drawdown. However, this must be enabled before death, 

Tax year 2015 heralds remarkable new freedoms for pension investors.

However, with these new flexibilities and choices comes personal responsibility and complexity. The biggest issue is the possibility