“Destiny is not a matter of chance, it is a matter of choice. It is not a thing to be waited for, it is a thing to be achieved”
Lifestyle Financial Planning is a recent development in financial planning.
At the heart of lifestyle financial planning is the view that your money should support you to “achieve and maintain your desired lifestyle at the earliest opportunity.” Lifestyle financial planning is the co-ordination of your financial assets to help you achieve your goals in life, and to make sure that there will always be enough money to maintain your lifestyle, however long you live.
Put another way – if you had enough money, how would you choose to live your life?
So, if your financial future looks assured you can start living the life you want and perhaps retire early, spend or gift more, and achieve your bucket list.
Lifestyle Financial Planning uses highly sophisticated lifetime financial forecasting software to help you answer questions such as;
- How much money do I need to achieve my goals?
- When can I afford to stop working?
- How much can I give away to my children and still maintain my lifestyle?
- How much investment risk should I take to achieve my goals?
- How much do I need to sell my business for to achieve my goals?
Most people don’t know when they have accumulated enough wealth to change their lives to do the things they really want to, and so perhaps work longer than they really need to – a lifestyle financial planning audit can give you the answers you seek and help you plan to achieve and maintain your desired lifestyle. If you have not yet built enough wealth (your plan forecast shows a red shortfall) we can let you know what you need to do to achieve financial independence.
Life is not a rehearsal – make sure you live the life you really want at the earliest opportunity