Carl recommended that I remain in my present scheme and did not enter into drawdown, etc. as it would not be best for our future. Whilst nothing has changed in my personal circumstances, I now feel that any queries that I had about drawdown have been addressed and I am content to remain in my DB scheme.
I do not believe that Carl could have done anything else as he addressed all my queries fully. Going forward I would have no issues with using Carl for my financial planning entering retirement.